Going through a separation is hard enough as it is, without even considering the financial changes your about to undergo. Unfortunately, you have to consider those changes in order to create a better future for yourself and any children you have with your ex-partner. The longer you put that organization
Whether you’re getting one for the first time or already learning how to manage debt, credit cards can be extremely complicated. If the recession has taught Americans anything, it’s that credit companies, banks, and even department stores are not their friends, and most cards are designed to gouge you for
If you are considering whether or not to purchase a life insurance policy, ask yourself this one question: If I die, will someone suffer financially? If the answer to that question is yes, you need to purchase a life insurance policy immediately. A site like Kanetix.ca can help you determine
The best news for poor and middle-class families is that the compromise made between the White House and Congressional Republicans will keep federal unemployment benefits in place. The less-than-positive news is multi-faceted, as small businesses face several new taxes, higher rates on existing taxes, and the forthcoming provisions of the Affordable
When you think about saving on your electric, gas, and water bills, you probably think about conserving energy. Turning out the lights when you leave the room and taking more baths instead of showers are the tried and true ways to help the environment and reduce the monthly cost of
Is a Roth IRA the Best Savings Vehicle for you? If you have a bit of cash saved up and are looking to invest it to start preparing for your future, you’ve probably heard about Roth IRAs. They’ve become very common, and for many people, they’re a great choice when
The 15-Year vs. 30-Year Mortgage Debate Its so hard to have a long term perspective when working with a checkbook balance that is burdened by more goings than comings. In fact, for many home owners maintaining a budget is one of the biggest challenges one can face in the fight
You’ve done a fantastic job of setting up your new business. You wrote a successful business plan, you gathered skilled partners, and won over smart investors. You’ve set up a successful business and you’ve decided that it’s time to move on. You’re not giving up on your business, but you’re
If you’re thinking about attending college, a student loan can help finance your efforts, and you certainly wouldn’t be alone in using this option. According to the Chronicle of Higher Education, about 20 million Americans go to college annually, and more than half of them rely on student loans. Keep
Forty-four million Americans are uninsured, and another almost 40 million people have inadequate health insurance. Without health insurance, people have been going without preventative healthcare and avoiding necessary treatment when they can. Often, this means that these health issues exacerbate themselves and often these patients end up with worse trouble
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