debt collection

U.S. Consumer Bureau Plans to Crackdown on Abusive Debt Collectors

by Adam J Krohn July 18, 2013 Blawging

(First published at  http://www.westopdebtcollectors.com/blog/us-consumer-bureau-plans-to-crackdown-on-abusive-debt-collectors.html) There are more than 4,500 collection firms in the United States.  While many debt collectors follow the rules laid out under the Fair Debt Collection Practices Act (FDCPA), there are others who do not because they did not fall under the FDCPA’s jurisdiction.  Debt collection complaints are common, with more complaints […]

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The U.S. Court of Appeals for the Second Circuit Rules that a Collection Letter with a Written Dispute Demand Violates the FDCPA

by Adam J Krohn July 17, 2013 Data Protection Law

A recent case, Hooks v. Forman, Holt, Eliades & Ravin, LLC, the U.S. Court of Appeals for the Second Circuit ruled that a collection letter violated the Fair Debt Collection Practices Act (“FDCPA”) because it stated that the debtor would only be able to dispute the debt in writing.  This ruling vacated the district court’s […]

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Collecting the Debts of the Deceased

by Adam J Krohn June 27, 2013 Family Law

(US law/generally) The death of a loved one is a very difficult time for family members.  So when debt collectors attempt to collect on a deceased person’s debt from family members, it can be very stressful and downright agitating.  Family members typically do not have an obligation to pay the debts of the deceased from […]

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TCPA Damages Ruled to be Remedial in Illinois

by Adam J Krohn June 20, 2013 Business Law Blogs

The Telephone Consumer Protection Act (“TCPA”) prohibits several telemarketing practices (such as sending spam faxes).  Under the TCPA there is a private right of action, along with the ability to seek $500 in damages for every violation (for every unsolicited fax) or the possibility of treble damages (when unsolicited faxes are sent willfully and knowingly).  […]

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Consumer Attorneys Provide Simple but Effective Tips for Consumers on How to Deal with a Ruthless Debt Collector

by Adam J Krohn June 6, 2013 General Law

(US consumer law) Debt collectors are required to comply with the Fair Debt Collection Practices Act (“FDCPA”). However, intimidation, harassment, and threats are still used in attempts to collect on debts. Some recent studies have found that, due to the decline of the economy, there have been more complaints of debt collectors breaking the FDCPA […]

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Proper Venue for FDCPA Actions: Where the Required Location of Your Case Must Be

by Adam J Krohn May 24, 2013 Accident Claims Law

When filing a lawsuit it is important that it be filed in the proper court. This pertains to any type of action, where it be a personal injury case, criminal matter, or even probating a will. Actions under the Fair Debt Collection Practices Act (“FDCPA”) are not any different. Proper venue is clearly stated under […]

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Understanding The Greek Bailout

by Five Fantastic Lawyers™ June 26, 2012 Banking and Finance Law

The Greece bailout situation is one of the most significant news stories of recent weeks and has dominated the headlines of newspapers and TV broadcasters alike. This article will highlight – in a simplistic manner – the cause of Greece’s debt, the knock-on effect for other European countries and the possible solution to the crisis. The Cause Of Greece’s Debt Greece’s precarious situation can be pinned back to 2001 when they deceptively joined the EMU (Economical and Monetary Union) by downplaying their levels of debt in order to pass the obligatory requirements of the group. Once Greece became a part of the group, they acquired the ability to borrow […]

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