Blawg

The Impact of Drug or Alcohol Abuse on Government Disability Cases

by Brad January 7, 2014 Blawg

(US law) Drug or alcohol use can potentially impact the outcome of a social security claim and will be determined by the Social Security Administration (SSA). A professional social security doctor or advocacy professional is recommended to explore individual claimants cases further. Contributing Factor? The Social Security Administration is required to evaluate whether or not an individual’s substance […]

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Vincent v. The Money Store: Broadens the “False Name” Exception to the FDCPA

by Adam J Krohn December 10, 2013 BigLaw
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Lasting Powers of Attorney and Enduring Powers of Attorney.

by EdwardHandsandLewis December 2, 2013 Blawg

By Emma Fuller, Director at Edward Hands and Lewis After Lasting Powers of Attorney or Enduring Powers of Attorney have been made by a Donor (ie the person who has entered into the Lasting Power if Attorney) they can be revoked They can be revoked by the Donor if the Donor still has the mental […]

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Debt Collectors Cannot Engage in Conduct that Harasses a Consumer When Attempting to Collect a Debt

by Adam J Krohn November 28, 2013 Banking

The purpose of the Fair Debt Collection Practices Act (FDCPA) is to stop debt collection practices that are abusive and to protect the consumer.  Under the FDCPA, 15 USC Section 1692d, debt collectors cannot engage in conduct that is meant to harass, oppress, or abuse a person when attempting to collect a debt.  More specifically, […]

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Estate Planning Basics for Aging and Infirm Parents

by oberdorferlaw November 22, 2013 Blawg

One of the quickest ways to learn about the importance of having a solid and comprehensive estate plan is having to facilitate the process for elderly parents who encounter unexpected hardships. For adults with parents in their seventies or eighties, emerging health care issues may be the catalyst for decisions about factors not considered by […]

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The Consumer Financial Protection Bureau Wants to Hear from Consumers about their Bad Experiences with Debt Collectors

by Adam J Krohn November 14, 2013 BigLaw

Many people have bad experiences with debt collectors and the Consumer Financial Protection Bureau (CFPB) wants to hear about them.  They are preparing to update the rules that govern how debt collectors communicate with borrowers and they are seeking information from both debt collection companies and consumer advocates to help them prepare the new rules.  […]

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Lenders are not Required to Report to the Three Credit Bureaus

by Adam J Krohn November 13, 2013 Banking

(US law & generally) How information is supplied to the three credit reporting agencies is governed by the Fair Credit Reporting Act (FCRA). However, the law does not say that lenders are required to report any information to them. Major banks generally do report information to all the credit bureaus. Credit unions and small local […]

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The Utterant Comic: Seemed Like a Good Idea at the Time

by The Utterant November 4, 2013 Blawg

A comic about the inventor of the duty of care in negligence… drawn by the Utterant. The Utterant’s legal cartoons are published every Monday here and at www.utterant.co.uk

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Debt of a Loved One After Death

by Adam J Krohn November 3, 2013 BigLaw

When a loved one dies it can be difficult to cope, not only with the death but also with the added pressure of creditors who call to collect debts. You may question whether the debt collector can collect on the debt from family members. The answer to that question depends on several factors. Our experienced […]

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Blog – Lending at an ultimate high

by EdwardHandsandLewis November 1, 2013 Blawg

By Jenna Mistry Latest figures have shown Mortgage Lenders are financing the largest house spree in the last five years. The Council of Mortgage Lenders has suggested first time buyer mortgage lending has also increased by almost a third within the past 12 months. This increase has come about even before the second phase of […]

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