Adam J Krohn

TCPA Damages Ruled to be Remedial in Illinois

by Adam J Krohn June 20, 2013 Business Law Blogs

The Telephone Consumer Protection Act (“TCPA”) prohibits several telemarketing practices (such as sending spam faxes).  Under the TCPA there is a private right of action, along with the ability to seek $500 in damages for every violation (for every unsolicited fax) or the possibility of treble damages (when unsolicited faxes are sent willfully and knowingly).  […]

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What Consumers Should Know About Credit Cards

by Adam J Krohn June 13, 2013 Banking

(US law and generally) Credit cards can be very useful if used correctly.  However, if they are not, they can get you into a world of trouble.  On average, an US household holds about $16,000 in credit card debt.  Due to the economy, more and more debt collectors have been retained by these credit card […]

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Consumer Attorneys Provide Simple but Effective Tips for Consumers on How to Deal with a Ruthless Debt Collector

by Adam J Krohn June 6, 2013 General Law

(US consumer law) Debt collectors are required to comply with the Fair Debt Collection Practices Act (“FDCPA”). However, intimidation, harassment, and threats are still used in attempts to collect on debts. Some recent studies have found that, due to the decline of the economy, there have been more complaints of debt collectors breaking the FDCPA […]

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Do You Have Errors on Your Credit Report? How to Handle Them

by Adam J Krohn June 5, 2013 Banking

(US Law) A recent study that has been released by the Federal Trade Commission (“FTC”) has found that 26 percent of consumers have a material error on at least one of their three credit reports.  Of the consumers in the study, 5 percent that had an error, once it was corrected they were placed in […]

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Proper Venue for FDCPA Actions: Where the Required Location of Your Case Must Be

by Adam J Krohn May 24, 2013 Accident Claims Law

When filing a lawsuit it is important that it be filed in the proper court. This pertains to any type of action, where it be a personal injury case, criminal matter, or even probating a will. Actions under the Fair Debt Collection Practices Act (“FDCPA”) are not any different. Proper venue is clearly stated under […]

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