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Tag: fair debt collection practices act

Lenders are not Required to Report to the Three Credit Bureaus

(US law & generally) How information is supplied to the three credit reporting agencies is governed by the Fair Credit Reporting Act (FCRA). However, the law does not say that lenders are required to report any information to them. Major banks generally do report information to all the credit bureaus.

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Debt of a Loved One After Death

When a loved one dies it can be difficult to cope, not only with the death but also with the added pressure of creditors who call to collect debts. You may question whether the debt collector can collect on the debt from family members. The answer to that question depends

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How Consumers Should Treat Debt Collectors

(US Law & Generally) When consumers fall behind on their payments, it can be expected that they will start to receive collection calls, regardless of the size of the debt.  These calls can make a consumer’s life miserable.  For this reason, the law has imposed certain restrictions on what a

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