Debt Recovery & Debt Collection Law Blogs

Legal blogs regarding debt recovery and debt collection, published by debt recovery lawyers in the UK, US and across the world.

Keeping Telemarketing Calls at Bay: Experienced FDCPA Attorney Explains

by Adam J Krohn August 12, 2013 Blawging

Most people have received annoying messages from telemarketers.  Sometimes they are automated messages.  Other times it is an actual person who just will not take “no” for an answer.  This is why the National Do Not Call Registry was created.  The Federal Trade Commission (FTC) created the registry 10 years ago as a response to […]

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CCJ’s Explained – How to Avoid Years of Inconvenience

by pennyspennies August 9, 2013 Debt Recovery
Thumbnail image for CCJ’s Explained – How to Avoid Years of Inconvenience

Imagine you have been trying to obtain credit and failing because you did not respond adequately to a letter you received six years ago. Imagine all those years of frustration as your applications for phone contracts, credit cards and loans have been turned down, watching your dreams of owning a property come to nothing. This […]

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U.S. Consumer Bureau Plans to Crackdown on Abusive Debt Collectors

by Adam J Krohn July 18, 2013 Blawging

(First published at  http://www.westopdebtcollectors.com/blog/us-consumer-bureau-plans-to-crackdown-on-abusive-debt-collectors.html) There are more than 4,500 collection firms in the United States.  While many debt collectors follow the rules laid out under the Fair Debt Collection Practices Act (FDCPA), there are others who do not because they did not fall under the FDCPA’s jurisdiction.  Debt collection complaints are common, with more complaints […]

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The U.S. Court of Appeals for the Second Circuit Rules that a Collection Letter with a Written Dispute Demand Violates the FDCPA

by Adam J Krohn July 17, 2013 Data Protection Law

A recent case, Hooks v. Forman, Holt, Eliades & Ravin, LLC, the U.S. Court of Appeals for the Second Circuit ruled that a collection letter violated the Fair Debt Collection Practices Act (“FDCPA”) because it stated that the debtor would only be able to dispute the debt in writing.  This ruling vacated the district court’s […]

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Telephone Calls that are Manually Dialed May Still Violate the TCPA

by Adam J Krohn July 4, 2013 BigLaw

(US Law) The Telephone Consumer Protection Act (“TCPA”) already regulates the use of auto dialers, used to initiate faxes, prerecorded voice messages, and SMS text messages. However, a recent federal court ruling out of the Western District of Wisconsin has expanded the TCPA’s reach. In the case Nelson v. Santander Consumer USA, this court found […]

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What Consumers Should Know About Credit Cards

by Adam J Krohn June 13, 2013 Banking

(US law and generally) Credit cards can be very useful if used correctly.  However, if they are not, they can get you into a world of trouble.  On average, an US household holds about $16,000 in credit card debt.  Due to the economy, more and more debt collectors have been retained by these credit card […]

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Proper Venue for FDCPA Actions: Where the Required Location of Your Case Must Be

by Adam J Krohn May 24, 2013 Accident Claims Law

When filing a lawsuit it is important that it be filed in the proper court. This pertains to any type of action, where it be a personal injury case, criminal matter, or even probating a will. Actions under the Fair Debt Collection Practices Act (“FDCPA”) are not any different. Proper venue is clearly stated under […]

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Is Debt Consolidation The Solution To Your Debt Problems?

by agorton February 6, 2013 Debt Recovery

Debt consolidation is widely advertised in the U.S. as the end all to debt problems. Debt consolidation, in layman’s terms, is taking out a big loan to pay off all of your incumbent debt. While this may in fact lower your payment month to month while only having to worry about making the one payment, […]

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Bankruptcy and Divorce

by cummingskelleylaw December 20, 2012 Debt Recovery

(US law and generally) The effect of a bankruptcy filing in the United States on debts owed to an ex-spouse pursuant to a divorce depends upon what chapter of bankruptcy a person files.  Generally speaking, individuals file bankruptcy under either Chapter 7 or Chapter 13 of the Bankruptcy Code.  These two chapters treat divorce debt […]

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Bad debtors have the right to be quiet?

by Lilly November 4, 2012 Banking and Finance Law

In this economy, times are tough for everyone. Job losses, wage cut-backs, work hour reductions, all combined with rising expenses make paying back debt harder than ever. If you find yourself unable to pay your loan, there are some steps you can take to avoid legal action. If you find yourself in a debt bind, […]

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